Housing Equity Withdrawal

Bank Stats (Monetary and Financial) which includes statistics on lending, approvals and repayments and statistics published by ONS - although no further details is given. The stock of housing equity is the amount of wealth tied up in housing which does not have any loans secured on it. Housing Equity Withdrawal (HEW) is defined as the 'balance of effects' on the stock of housing equity from: Changes in the stock of secured lending when households take out loans or repay debt; Changes in the stock of housing wealth, e.g. when new properties are built or improvements are made to existing properties. HEW is the net effect of the different ways in which individual households might inject or withdraw housing equity.

Time

1970 - On-going (Quarterly)

Publication of data will usually occur on the 4th working day following the release of National Accounts data from the Office for National Statistics

Dataset Quality

None

Dataset Access and Use

Free to download from the Bank of England (see above) or PRA website as an excel spreadsheet. Can also be downloaded in different formats from the Bank of England's Interactive Statistical Database: http://www.bankofengland.co.uk/boeapps/iadb/newintermed.asp

Geography

Coverage: UK

Units: National

It is unclear from the Bank of England Website whether data may be available at a lower geographic unit

Resources